FAQ
The questions builders ask us most. Don't see yours? Call or send us a note.
No. Send the address, what you want to build and your rough numbers. We'll help with the rest.
Banks underwrite deposits and tax returns. We underwrite the plan: the site, the build and the exit. That's how projects using new housing laws, modular builds and other non-standard plans get funded.
Yes, including small-lot subdivisions and ADU projects. Eligibility depends on the site and the city, so start by sending us the address.
Typically funded within 2–3 business days after inspection and a complete draw package.
You pay interest only on the money you've actually drawn, not on the full loan. Lenders call this "non-Dutch." As you draw more during the build, interest grows with it.
When you've paid a supplier for materials you ordered, we can reimburse up to 50% of that cost, with proof of payment. It keeps more cash in your business during the build.
Yes. Loan proceeds can be used for the lot acquisition, with a construction holdback drawn as you build.
Yes. Factory schedules and payments work differently from a site build, so we structure each loan around your manufacturer and timeline.
Yes. We're based in California and lend in major metros nationwide. Send us the address.
Owner-occupied homes and consumer loans. We lend only for business purposes, to builders, developers and investors.
Share the address and what you're planning.
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