Construction Loans
Build with Velocity

Vertical new construction financing on build-ready lots with up to 95% of total costs covered. Strategic capital for builders ready to scale their operations.

95%
Total Cost Coverage
Maximum leverage for qualified projects
70%
Lot Financing Day 1
Immediate funding on lot acquisition
$5MM
Per Unit Maximum
Substantial funding for premium projects

Strategic Financing for Strategic Builders

Our construction loans are designed for experienced builders who think multiple moves ahead. We provide the capital foundation you need to execute your vision without compromise.

Whether you're building custom homes, production housing, or multifamily projects, our flexible terms and high leverage ratios ensure you have the resources to capitalize on every opportunity.

  • Loan-to-Cost Up to 95%
  • Property Types SFR, Townhome, Condo
  • Equity Lift Market Lot Value
  • # of Spec Homes Allowed Per Market Demand
  • Lot Financing Up to 70% Day 1
  • Loan Terms 12-24 Months
  • Payment Structure Interest Only + Financed Interest Reserve
  • Guarantee Type Limited with Bad Boy Carve-outs Available

Perfect for Your Next Move

🏘️

Production Builders

Scale your operations with financing that matches your growth ambitions. Build 25+ homes per year with the capital backing you need.

🏡

Custom Home Builders

Finance both pre-sold and spec builds with flexible terms. Perfect for builders with $3MM+ annual gross revenue ready for their next phase of growth.

🏢

Multifamily Builders

Substantial funding for ground-up multifamily construction.

Ready to Build?

Let's discuss how our construction financing can accelerate your next project.