LA fire rebuild
closed in 10 days, with the lot acquisition covered
GROUND-UP · $1.8MM ARV · SFR · ALTADENA, CA
Construction loans · $1MM–$20MM
Where others see one lot, you see ten. So do we.
We finance growing builders who create value, and we stay ahead of the game: new housing laws, modular builds and plans other lenders don't understand.
The same lot, under California's new law
Today1 home
New lawUp to 10 homes
What we finance
Capital for every stage of the build.
Ground‑up construction
Up to 90% of total project costs
Details →
Land
Up to 55% of value, entitled land
Details →
Land, horizontal and vertical
Up to 80% of total project costs
Details →
Bridge
Acquisition, refinance and repositioning
Details →
Renovation
Heavy rehab up to 90% of purchase price
Details →
$1MM–$20MM
Loan size. Based in California, lending in major metros nationwide.
Interest only on what's drawn
Non-Dutch draws: no interest on funds you haven't used
Material advances
Paid for materials you've ordered? We reimburse up to 50% of the cost, with proof of payment.
2–3 days
Draws funded in business days after a complete package
How we work
You know how to build. Explain it your way. We'll structure the rest.
A lender built for your next ten projects, not just this one. A direct line to the people who know your project, not a 1-800 number.
We listen first.
Your plan, in your words: this project and where your business is going. We underwrite the value you create.
We stay ahead of the game.
Housing laws, city rules and building methods change every year. We follow the changes that matter to builders, so you can plan around what's possible next.
We back your vision.
We structure this loan with your next projects in mind. For the right project, we can help with more than the loan.See how we backed a growing builder →
More on how we work →Questions? See our FAQ →
We finance what your project can become, not just what it is today.
Where the value is
New laws and new ways to build. We already did the reading.
SB 684 · SB 1123 · SB 1116
Up to 10 homes on one lot
No public hearing. 60-day decision. Expanded in 2027.
SB 1211
Up to 8 ADUs on apartment lots
No change to the units already there.
Official text: SB 1211 ↗
Modular · Panelized
Factory‑built homes
Loans built around your manufacturer and timeline.
Eligibility depends on the site and the city. Housing-law information is general, not legal advice. Talk to us about your project.
See housing laws →Recent deals
Closed where other lenders hesitated.
As‑is value
underwritten after the permit, not the purchase price
GROUND-UP · $3MM ARV · SFR
$10MM
ARV, with a non-standard ownership structure
GROUND-UP · LUXURY SFR
About
Talk to people who understand your strategy.
Kyle Chuang, CCIM, CHIA, Managing Principal
20+ years in capital markets and real estate
Kyle meets builders, walks sites and talks through the options. Builders bring the project; Kyle often brings a better way to structure it.
Send us the project. We'll show you how we can support your vision.
Share the address and what you're planning.
Request a Term Sheet