Land, horizontal and vertical

From entitled land to finished homes.

Land, site work and vertical construction for builders and developers with entitled land. $1MM–$20MM.

We stay ahead of the game: new housing laws and new ways to build.

Up to 80%

of total project costs

Entitled land

with zoning in place

Flexible

on final map approval

Terms

The details, in plain English.

Leverage: Up to 80% of total project costs
Loan size: $1MM–$20MM
Land: Entitled, with zoning in place
Final map: Flexible on final map approval
Payments: Interest only, on what's drawn
Draws: Funded in 2–3 business days after a complete package
Material advances: Paid for materials you've ordered? We reimburse up to 50% of the cost, with proof of payment.
Guarantee: Limited guarantee, with bad-boy carve-outs available

Terms depend on the project and the borrower. Every loan is subject to underwriting.

Built for

Approved lots that need roads, utilities and grading before homes go up.

Sites approved under the new housing laws, moving into site work and construction.

How a loan works

1Send the projectThe address, what you want to build and your budget.
2Talk it throughWe go over your plan and the options with you.
3Get a term sheetClear terms built around your plan.
4Close and buildClose on a timeline that fits your strategy. Draws funded in 2–3 business days.

Share the address and what you're planning.